WealthTogether Investments

Step-up SIP Calculator

Compare a steady SIP with annual 5%, 10%, or custom step-ups and see how a growing contribution could change your projected corpus.

Explore your scenario

Adjust the assumptions to see how the picture changes.

₹

Your starting contribution for each month.

years

Choose 1 to 60 whole years.

% p.a.

Illustrative annual rate, compounded monthly.

Choose a standard increase or set your own.

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Your results will appear here.

Enter your assumptions and calculate a scenario to see the summary, chart, and year-by-year projection.

Estimates are illustrative and depend on the assumptions entered. They are for educational planning only and are not investment, tax, or legal advice.

How this estimate works

The starting monthly contribution is invested at the start of each month. The expected annual return is divided by 12 and compounded monthly. At the start of each new 12-month period, the monthly SIP increases by the selected annual step-up percentage. Fees, taxes, inflation, and market fluctuations are not included.