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House Purchase Planner

Estimate what a home may cost in the future and plan a monthly SIP toward its down payment.

Explore your scenario

Adjust the assumptions to see how the picture changes.

₹

Estimated purchase price in today’s money.

%

Percentage of the estimated future house cost.

% p.a.

Annual increase in the estimated house price.

years
% p.a.

Illustrative return, compounded monthly.

₹

Existing savings dedicated to this down payment.

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Enter your assumptions and calculate a scenario to see the summary, chart, and year-by-year projection.

Estimates are illustrative and depend on the assumptions entered. They are for educational planning only and are not investment, tax, or legal advice.

How this estimate works

The house price is increased annually using the house price inflation assumption. The down payment is treated as a percentage of that future price. Current house savings and monthly SIP contributions compound monthly at the expected annual return, divided by 12. Contributions are assumed at the start of each month. Goal progress measures how much of the future down payment is covered by projected current savings before adding the recommended SIP. Taxes, fees, mortgage costs, and market variability are not included.