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WealthTogether Investments

Car Purchase Planner

Compare saving for a car outright with saving for a down payment and financing the balance.

Explore your scenario

Adjust the assumptions to see how the picture changes.

₹

Estimated on-road price in today’s money.

years
% p.a.
%

Percentage of the future car price.

% p.a.

Illustrative return for the car savings fund.

₹

Existing savings set aside for this purchase.

% p.a.
years

Connect Supabase to save calculations to your account.

Your results will appear here.

Enter your assumptions and calculate a scenario to see the summary, chart, and year-by-year projection.

Estimates are illustrative and depend on the assumptions entered. They are for educational planning only and are not investment, tax, or legal advice.

How this estimate works

The estimated car price grows annually at the car price inflation assumption. Both savings scenarios use monthly compounding at the expected return, with contributions invested at the start of each month. The financed scenario targets the selected down payment; the remaining future price is treated as a fixed-rate loan with monthly repayments. Loan fees, insurance, maintenance, taxes, and market variability are not included.